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Sat RF salary project. Sberbank - salary project for legal entities: conditions

Sberbank's salary project is a modern, convenient tool for paying salaries and crediting them to employee accounts in the shortest possible time. The banking tool will help the client company reduce financial costs and labor costs in the process of paying employees. At the same time, the company will be able to take advantage of preferential connection conditions and appreciate the advantages of banking technologies.

What are the benefits of the Sberbank Salary Project for legal entities?

There is no need to pay for the service of cashing the total amount of the company's wages;
Sberbank has provided flexible tariffs for account servicing, crediting funds to a client’s card, as well as providing other services as part of the company’s salary project. The cost is discussed individually;
The procedure for concluding a contract has been simplified. A constructor agreement developed for these purposes will help with this;
Large clients can submit a request to install a Sberbank ATM directly on the premises of the enterprise. Employees will be able to withdraw funds without leaving the premises of the enterprise.

How does the salary project work?

After signing the documents, the company and the bank will organize the issuance of plastic cards to employees, as well as the opening of accounts for each employee. The principle of the project looks like this:

The company's accounting department transfers the total amount of wages (monthly fund) to a single bank account opened in the name of the client company.
A statement indicating the salary of each employee is provided to the Sberbank branch.
Sberbank, within the period specified in the agreement, credits the transferred funds to employees’ salary cards (according to the enterprise statement).

Important! The client company is recommended to register in the "" service. There you can submit statements remotely and independently control the presence of funds in the company account. To interact with a banking institution, an accountant does not have to visit a Sberbank branch.

How to submit information as part of the Salary Project? Instructions for an accountant

You can send salary information remotely. To do this, fill out a form on the Sberbank website indicating all the information about the company:

Full title.
The total period of activity.
Number of employees.
Amount of monthly wage fund.
Address and telephone numbers of the enterprise.
The contact person.

After receiving the documents, the organization is assigned a specific bank employee who will deal with the preparation of documentation and resolving issues that arise during the period of servicing the client company.

Sberbank of Russia has developed a convenient tool for issuing salary cards for individuals. The registration process has become as simple and convenient as possible.

Instructions for registering:

The file “Register for opening accounts” is downloaded to your computer. It can only be downloaded from the official website of Sberbank of Russia.
All fields in the Register are filled in. Provide information about employees. The “Export” button is pressed.
An electronic digital signature (EDS) is affixed to the document, and the Register is sent to Sberbank.

Conditions:

Issuing a Sberbank card, the cost of annual maintenance is free.
Cash withdrawals from ATMs within the daily limit are free.
The card opens an overdraft line with a rate of 20% per annum. In case of delay – 40% per annum.
The daily withdrawal limit is set based on the card type (Classic, Gold, Platinum). The Classic card has a daily limit of 50 thousand rubles. Platinum – 1 million rubles.
A commission is charged on funds withdrawn in excess of the established limit.

The employee register in the salary project contains the following fields:

Employee profile data (full name).
Full name of each employee in Latin. This information is filled in automatically after specifying the information in Russian.
Date of birth, city of residence, country.
Registration address and actual place of residence.
Passport data (series, number).
A secret code by which a person will be identified.
Employee telephone numbers (at least two).
The position that the employee holds in the company.
Email address (personal).
Type of banking product being issued – Salary project (Classic, Gold, Platinum).
Information about the bank ( , branch code).

After entering information about employees, the register is exported. For this purpose, there is a corresponding button on the Sberbank website. The document is endorsed with an electronic digital signature of authorized persons of the enterprise and sent to Sberbank.

If changes are made to the instructions, Sberbank will develop new services, and the client company will be automatically connected to them.

Undeniable advantages for employees of the institution:

You can issue additional bank cards for relatives and loved ones.
Individual clients of the Sberbank salary project will be able to use credit cards, mortgage lending and car loan offers on preferential terms.
Employees take part in special offers with discounts from Sberbank partners.
Each client will be able to take part in the bonus program "".
While staying abroad, bank clients will be able to pay using an international bank card anywhere in the world where products of international payment systems are accepted.
, it is enough to make one call to the hotline or to the nearest Sberbank branch and the plastic card will be blocked. Client funds will remain safe.
You can access your own funds around the clock. Sberbank has the largest.
By accumulating funds on a card account, the client will be able to receive additional income in the form of interest from Sberbank.
The “ ” service allows you to receive information about the account status and any movements of funds by sending an SMS message to the client’s mobile phone.
Internet banking () will allow you to make transfers at any time of the day, pay for services,. Internet banking service is provided to clients free of charge.

What does a client company need to know before signing a contract?

By signing a cooperation agreement, the client agrees to adhere to the public conditions indicated on the company’s website.
If changes are made to the terms of provision of the “Salary Project” service, an additional agreement with the client is not signed.
Any legislative changes and technological improvements are put into effect for all clients who have signed the Design Agreement. In this case, the additional agreement is not signed.

Sberbank of Russia is constantly improving products for private clients and partner companies. This also applies to the Salary Project. Using the program from Sberbank will significantly simplify the process of paying wages to employees, as well as reduce the company’s expenses to ensure this process.

Sberbank's salary project is a convenient and reliable option for a company to make payments to its employees. The services operating within the framework of the salary project will simplify as much as possible the control and reporting of all operations related to the issuance of wages at the enterprise.

Salary project for companies and enterprises in Sberbank

At Sberbank, the salary project provides the most convenient form of calculating wages and other cash payments. The execution of a service agreement for an enterprise does not depend on the form of ownership. The conditions for each specific enterprise are determined individually, taking into account all significant factors and characteristics of the project customer.

Connecting a salary project

To connect an enterprise to a salary project, there are the following methods:

Directly at a branch in the legal entity services sector. (You can prepare an application in advance using the document).
Leave an online application;
For existing clients - with the help of a personal client manager.

After completing the contract, the client, using tips and instructions in the Personal Account, will be able to download the register for issuing salary cards or opening accounts.

The terms of service and tariffs can be found in advance here. The use of this option for settlements with employees implies certain advantages, both for the project customer and for future owners of Sberbank salary cards.

Let's learn more about all the possibilities and tariffs for servicing enterprises, companies and organizations within the framework of the Sberbank salary project.

Benefits for employers

In addition to Sberbank’s special tariffs for salary projects and an individual approach, the employer receives additional benefits:

Online control of accruals and document processing status;
Document flow with the bank occurs in electronic form, with guaranteed reliable information protection;
Full support is provided for registers designed in 1C format;
Special service Bank at work with a consultant visiting the company directly;
It is planned to issue status bonus cards for management.

For employees, you can order cards of different categories (Classic/Standard, Gold, Premium, instant).

However, it is better to study the tariffs for their annual service in advance. So, for gold cards they will be higher than the tariffs for standard plastic cards of this format.

Benefits for employees

Money arrives in employee accounts within an hour and a half.

Additional benefits will be:

Remote servicing using bank services;
Special terms of service for bank cards (salary, credit);
Participation in the Thank you bonus program from Sberbank;
Use of free services to pay for housing and communal services, cellular communications, etc. As well as the availability of the Piggy Bank service.
Simplified registration system and preferential terms for all bank loan products.

Conclusion

In Sberbank, a salary project is ordered by the management of an enterprise/organization to pay employees wages on bank cards. Employers and their subordinates will be able to use all the privileges provided for clients' salaries.

Today, many organizations pay their workers wages using a non-cash method, because it is much more convenient. The boss reduces the labor costs of cashiers and the costs of receiving cash in the required amount. Employees do not have to visit the cash register. In addition, they can use different bank products on loyal terms. The introduction of salary programs was carried out by a huge number of banking organizations, but the first of them was Sberbank. Let's talk in more detail about what the Sberbank salary project is and what its main advantages are.

Employees of large organizations can be connected to the Sberbank salary project

How does this program work?

The boss simply transfers the total money to be paid to the banking organization. Next, he gives the bank employee a list of his working personnel who need to be paid wages. The amounts and numbers of accounts belonging to each employee must be indicated.

This document can be entered either independently or sent electronically through the Sberbank Business Online system. And that’s it, the institution’s accountant won’t have to do anything else. After this, the credit institution itself distributes the funds transferred to it among the designated accounts. The money will be credited by the pre-agreed date.

An important point: if you want to more carefully review Sberbank’s salary program, instructions for an accountant are available to anyone - just go to the appropriate section of the banking organization.

Installation of the software required to implement the project is possible at the place where the accountant works. This is done by an employee of a banking organization (after the appropriate service agreement has been concluded). If we are talking about a large institution, the bank makes it possible to install an ATM on the premises of the office for working personnel. Bank cards are also issued to employees of the institution on the premises of the office., but only in the first 30 days after the launch of the program we are considering. After this, employees will be forced to visit the bank branch designated by their boss in order to obtain the instrument necessary for payments.

Who has the opportunity to become a participant in the project?

Which institution has the right to connect its workforce to the salary project from Sberbank?

The banking organization sets one condition (for all legal entities - regardless of their type): the monthly wage fund in the institution should be 5,000,000 rubles. If the indicator is less than the designated amount, the institution has no right to use the project.

To connect to the project, an institution does not necessarily have to use the services of Sberbank. But customers who conduct all their transactions through this bank can expect to receive an excellent discount on payroll services.

The program can be used by both enterprises and educational organizations– to pay students scholarships and benefits. The working scheme, as well as prices for services in this situation remain unchanged.

Salary project tariffs

There are two types of salary product tariffs:

“Premier” - if the monthly payroll (payroll fund) is 5,000,000 rubles.
“First” - if the monthly payroll amount is 50,000,000 rubles.

Each tariff involves the provision of a specific list of services by the credit institution. If the monthly payroll increases its indicators (for example, the amount of scholarships), the organization receives the right to connect an additional package (in accordance with the growth indicators). Any 5,000,000 rubles make it possible to connect another “Premier” package, any 50,000,000 – connect to the “First” package. These packages impose the following obligations on the banking organization:

For the issuance of plastic cards and envelopes with PIN codes for the working personnel of the institution.
For the re-issuance of cards (if the time period for their validity ends).
By checking the registers submitted by the institution (to what extent the information provided is correct).
Upon notification of the institution about any inaccuracies.

The bank must also transfer money to designated accounts, inform the organization about the transfer of funds, and also show the institution a transcript of the transactions carried out.

In the salary project it is possible to issue any types of cards

Each region has its own rates for participation in the salary program. The cost is influenced by the location in which the institution operates, the number of employees, the form of ownership and many other factors. To clarify this information, it is best to contact Sberbank itself directly - the department that works with legal entities. If your institution uses the services of settlement and cash services at Sberbank, then you can find out the answers to your questions from your personal manager.

How to become a salary client of Sberbank

To establish a similar form of salary payment in your institution, you must first send an application to the bank so that you can be connected to the salary program.

To do this, you can use the following methods:

Visit a bank office - contact specialists working with legal organizations.
You can call your personal manager.
And the last option is to send a request on the website.

If you have situation No. 3, on the main page of Sberbank, select the section corresponding to your institution (“Small business” or “Corporate clients”). It is located at the top of the menu. Next, click on the button with the salary project (located at the bottom of the screen). On the page that opens, click on “send application”.

An important point: before visiting the website, indicate the region where your institution is located.

The application must contain the following data:

Where is your institution located?
When was it founded?
How many employees?
What is the monthly payroll?

It is necessary to register your contacts (telephone number and email address) so that a bank consultant can call you. In order to immediately move on to discussing the issue with him, it is better to write down on paper in advance everything that interests you.

After the application has been reviewed, an offer agreement will be concluded with your institution, and the banking organization will begin to fulfill its duties. A personal manager will be assigned to your institution - it is he who will issue cards to employees, install the required software, and solve any difficulty that arises.

What types of salary cards are there in Sberbank?

As everyone knows, plastic cards come in many different types, and almost any of them can be issued by Sberbank. For a salary project, it is possible to issue the following cards:

Maestro/Visa Electron.
Pro100 "Standard".
Standard card (classic).
Gold card.
Platinum card.

Sample application for connection to a salary project

Any card has personal characteristics. Let’s say that for the Electron Visa you can connect a special application that makes it possible to use it as a transport card. If you use a PRO100 program debit card, an overdraft limit is set. In other words, the card can be used as a credit card. Maestro cards can be issued using a student form. Of course, service rates and transaction limits for each type of card differ.

An important point: for those who use salary cards, free service is provided. These costs are entirely borne by the organization. These factors have a huge impact on her participation in the salary project.

As you can note, the banking program we reviewed has a huge number of features. We hope that the information we presented helped you study at least some of them. To get more detailed information, call the Sberbank department that works with legal entities.

The Sberbank salary project is a convenient tool through which wages are credited to employees’ accounts. Using such a tool, the client company reduces its costs and labor costs during the procedure for paying wages to its workers. Various benefits are also available to the company. Next we will talk about what the Sberbank salary project is: instructions for an accountant. Let us note all the advantages of this system.

The salary project has many advantages for organizations

How can legal entities benefit from the project?

The benefits for various organizations and businesses are as follows:

There is no need to pay if the total amount of the institution's wages is cashed.
The banking organization provides loyal tariffs - and we are talking not only about account servicing, but also about other important services. All of them are included in the company’s salary project. The price is set individually for each case.
The agreement is drawn up according to a simplified scheme. A constructor agreement is specifically used for these purposes.
Serious clients have the right to submit an application for installation of an ATM specifically in the institution’s building itself. Thus, the working staff of the institution will have the opportunity to withdraw their money without leaving the office premises.

How does such a project work?

The client company signs an agreement with the banking organization. The document is drawn up using the simplest scheme. The application can also be submitted remotely – you can use the online mode.

Immediately after the documents are signed, the company and the banking organization issue plastic cards to employees. Next, a separate account is opened for everyone. The project works like this:

The company's accountant transfers the total salary amount to a single bank account. The latter is opened in the name of the company that is the client.
A statement is sent to the office of the banking organization. It reflects information about the wages of each employee. For individual entrepreneurs without employees, everything is still much simpler.
During the time period specified in the agreement, the credit institution transfers funds to employees’ salary cards (based on the statement provided by the organization).

An important point: it will be better if the client company goes through the registration process in the “Sberbank Business Online” service specially created for this purpose. It allows for the possibility of remote submission of statements and total control of the location of finances in the company’s account.

To cooperate with a credit institution, an accountant does not necessarily have to go to the branch itself.

How is information provided within the framework of the project under consideration?

Sending salary information can also be sent remotely. For this purpose, it is necessary to fill out a form on the banking website reflecting all information about the institution. So, the form states:

Full name.
The total operating time of the institution.
Amount of workers.
Amounts included in the monthly wage fund.
Contact information about the institution.
Representative.

As soon as the documents are issued, the institution receives a personal manager - a specific bank employee who will process the documents. The same person will resolve all issues arising during the validity of the service agreement.

Connection to the project requires filling out applications

A Russian bank has developed a convenient tool that allows it to issue salary cards for citizens. Arranging them is now much easier and more convenient.

Instructions on register registration:

The “Register that allows you to open accounts” program is downloaded to your computer device. You can download it using the official Sberbank website.
The register must be filled out completely. Information about the working personnel is recorded. Next, click the “Export” button.
The document must have the appropriate mark - an electronic digital signature (EDS).

The last stage is sending the Register to the banking organization

The requirements are:

The card is issued free of charge; the bank does not need to pay anything for servicing.
You can also withdraw funds from ATMs (without exceeding the daily limit) for free.
The card requires the opening of an overdraft line. The rate is 20% per annum.
When setting a daily cash withdrawal limit, the card type is taken into account. If it is classic, the daily limit is 50,000 rubles. If platinum - 1,000,000 rubles.
A commission is charged on funds cashed in excess of the limits.

The employee register in the project under consideration has the following lines:

Personal information about the employee.
Full names of all employees in Latin. This information is recorded automatically - immediately after the facts are reflected in Russian.
Birthday, place of residence, citizenship.
Registration address.
Series and number of the identity card.
Personal code with which the citizen will be identified.
Employee contacts.
The position held by an employee in an organization.
Personal email.
Type of banking product ordered.
Information about the credit institution (what is the name of the branch, what is its code).

Once all information about the working personnel is entered, the register is exported. The bank's website has a special button for this purpose. The document is endorsed using an electronic digital signature. It is affixed by authorized persons of the institution. Next, it is sent to the bank.

If the instruction is supplemented in any way, Sberbank will develop new services. The client company will be connected to them automatically.

Launch of a salary project

Advantages for employees of the organization:

It is possible to issue additional cards for relatives and family members.
Citizen clients of the project under consideration will have the opportunity to take out loans and credit cards. They will also be able to apply for mortgage loans and enjoy other privileges.
Employees participate in various discount offers from banking partners.
Any client has the opportunity to become a participant in the “Thank you” bonus program from a banking organization.
While outside Russian territory, a bank client will be able to pay for any service using an international bank card.
If your bank card is lost or stolen, just call technical support and it will be blocked. The client will not lose his money.
Personal savings are available at any time of the day or night. Sberbank ATMs are available throughout the country.
When accumulating money on a card account, a person has the opportunity to receive additional profit - namely, interest charges from a banking organization.
Using a mobile bank, you can find out the status of the account and what transactions were carried out on the card. It is enough to simply send an SMS notification to the user’s mobile phone.
Thanks to Internet banking, it is possible to make transfers at any convenient time. It is also possible to pay for services, traffic police fines, and cover debts. The client does not have to pay for this service.

What points must a client – a legal entity – take into account when concluding an agreement:

When drawing up such an agreement, the client agrees to adhere to the public conditions indicated on the company’s service.
If changes are made, no additional agreement is signed with the client.
If there are any changes and amendments at the legislative level, all clients who have drawn up a construction contract are required to adhere to them (without concluding an additional agreement).

To summarize, we can say that the Russian Sberbank regularly improves products for citizens and legal organizations. And the salary project is no exception. In addition, such a project is an ideal option for individual entrepreneurs without employees.

Using the Sberbank program allows you to simplify the procedure for paying salaries to employees. In addition, it helps reduce the costs of the institution when carrying out this procedure.

Sberbank’s salary project has become the most ambitious among its kind in the country. This is explained both by the extensive network of branches and by the fact that the bank acted as a pioneer, setting an example for other Russian financial institutions. The technology continues to improve, making it easier to conclude contracts with Sberbank clients.

For any legal entity, be it an enterprise, institution, or organization, maintaining accounting records is an important part of its activities. It is greatly simplified if the employee’s wages are issued through the bank. At the same time, the costs associated with the need to make payments are significantly reduced. With the transition to payroll services, it comes down to three sequential processes:

the required amount of the monthly salary fund is transferred to a bank account opened for the client;
it is distributed according to the provided statement, entering the card accounts of employees;
issuance is made through the use of salary cards (for the most part, this method is almost 100% used) or in cash.

Sberbank installs software for its client that allows them to implement a salary project. The use of various 1C configurations makes it easier for accountants to carry out calculations and fill out registers; uploading occurs quickly. To implement the payroll service, the bank issues and distributes the required number of payroll plastic cards to the client company’s personnel.

Various types of product can be used:

private entrepreneurs;
legal entities;
individuals

Conditions and tariffs for individual entrepreneurs

Connecting the Sberbank salary project for individual entrepreneurs becomes a necessity. After all, the Russian Ministry of Finance has repeatedly issued unequivocal explanations regarding the impossibility of independent calculation and payment of wages by an individual entrepreneur.

In the current situation, individual entrepreneurs were able to find some benefit for themselves. When creating a register for recording wages by individual entrepreneurs, the purposes of the transfer are indicated in the form of other payments. Sberbank, serving small businesses, allows individual entrepreneurs to transfer income using salary cards.

Such a little trick as making a transfer from an individual entrepreneur’s account to the card of the individual entrepreneur himself allows you to save a little on the commission amount. The implementation of Sberbank's salary project for individual entrepreneurs without employees allows us to reduce the size of the commission when transferring money to 0.3%.

Conditions for legal entities

Sberbank provides services to almost half a million legal entities within the framework of the RFP. To attract participants, employers are offered to take advantage of exclusive service packages:

This method of service is also beneficial for company employees. And not only because the bank has the largest network of self-service devices and branches in the country. The tariffs for the Sberbank salary project for legal entities and owners of plastic cards are also beneficial.

There is no need to spend money on annual maintenance fees. This allows you to benefit from 450 rubles (for the owner of Visa Classic Aeroflot) to 3,000 rubles for holders of:

Visa Gold;
MasterCard Gold;
WORLD "Golden".

Additional pleasant bonuses are added to this. Using the MIR “Golden” salary card, for example, will allow you to become the owner of 0.5% “Thank you” bonuses with every purchase.

Individual salary project of Sberbank

Any enterprise/institution/organization, concluding an agreement with one or another banking structure, pursues its own benefits. There may also be personal interest on the part of managers. However, their receipt of some preferences from the bank does not necessarily mean that participation in this salary project will be acceptable for the employees themselves.

For one reason or another, someone may enter into an individual agreement, and a new employee, for example, may already have a Sberbank salary card that suits him completely. One way or another, every worker has the right to independently decide through which financial structure to receive their earnings. This may be due to the provision of a mortgage, receipt of dividends, loan servicing and other circumstances.

Maintenance cost

When concluding an agreement, both basic and additional conditions are taken into account that affect the cost of servicing the Sberbank salary project. To do this, you should familiarize yourself with the current tariffs.

Remote service

An LLC that has not previously cooperated with the bank will have to pay for:

opening a current account, which will cost 960 rubles, and maintenance (650 per month);
use of an electronic key (for 1,700 - standard, for 2,150 - touch, for 3,990 - with a screen;
installation of software at the location of your own office and basic training of employees who will have to work with the system (no more than 9,000);
sending SMS messages to salary card holders with notifications about replenishment of the current account and its balance (80 rubles monthly for each);
electronic document exchange with third parties (monthly – 295);
connection to a service that checks counterparties (monthly – 300).

Additional expenses

These include, for example:

Charge a fee when cash is withdrawn from the card in excess of the established daily limit.
Issuance of a plastic card belonging to the premium segment, for which increased tariffs are established.

Free services

By deciding to activate the Sberbank salary project, the client receives several benefits for which he does not have to pay anything at all. Eg:

The bank will service the salary card free of charge;
withdraw cash without commission, without exceeding the accepted limit of at least 50,000 rubles per day;
replace the card free of charge;
do not pay for the maintenance of premium service packages “Sberbank First” or “Sberbank Premier”, adhering to the terms of use.

Package of documents for the Sberbank salary project

Before visiting a branch or proceeding with remote registration, you should carefully read the terms and conditions under which the services are provided on the page https://www.sberbank.ru/common/img/uploaded/cards/zp/usl_zp_s_050318.pdf.

After this you can go to:

filling out an application form;
providing copies of statutory documentation (if the company has not previously cooperated with Sberbank);
concluding an agreement for the provision of services;
filling out a register containing information about employees to whom wages will be transferred (a sample is available on the official banking website).

Agreement for the Sberbank salary project

Having independently figured out the tariffs for the Sberbank salary project, an individual entrepreneur or the head of an enterprise/institution/organization can also call the hotline (or the personal manager assigned to such clients). The specialist will provide all the required information; from him you can get an intelligent answer to questions that arise during the explanations.

The formation of conditions for the provision of service occurs with an individual approach to each client, taking into account various circumstances and characteristics of the activity. To secure it, a special offer agreement is signed. Sberbank does not enter into agreements with structures that do not have a monthly wage fund of more than five million rubles.

Application for Sberbank salary project: sample and form

To submit an application to join the Sberbank ZP, you must fill out a special form. It is available on the official portal and looks like this:

It is also possible to fill out an online application. For residents and non-residents, it is necessary to indicate the basic details:

legal addresses;
contract number;
the number of employees;
volume of the monthly wage fund, etc.

Clients who already have a bank account indicate its number.

How to connect a salary project to Sberbank business online

It’s easier to connect to Sberbank’s salary project remotely:

To connect it, you will need to visit a bank office. For clients who will use their personal account, Sberbank has compiled instructions explaining how to carry out certain financial transactions. Activate the PO by filling out a special application.

Cards for the Sberbank salary project

By joining the service, an organization can use any of the offered plastic cards. There is also a service that involves non-standard design of bank plastic, which demonstrates the involvement of its owner in a special business. Many client companies order the production of cards with a unique corporate design. Eg:

How to disable the Sberbank salary project

It happens that you have to refuse the Sberbank salary project. To close it, the financial institution must be notified in advance, in writing or online, no later than 15 business days before the scheduled date.

Summing up: the pros and cons of Sberbank’s salary project

The video introduces the advantages concisely and sensibly

The advantages of salary cards are known to tens of millions of working Russians. In relation to the shortcomings, everyone has the opportunity to choose which bank to receive their salary, taking into account their own motives.

2 comments on “Sberbank salary project – conditions and tariffs”

Hello colleagues!
Are you concerned about LLC “NIPI “NEFTEGAZ” INN 0277904503, we would like to open a salary project in your bank. Please write who you can contact for advice in Ufa. My phone number is 89173468844.

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